Learning

Buy-To-Let. The Basics
The strategy of buying residential property and letting it out to tenants, began when people began to realise that the capital growth they were seeing on their own home was phenomenal. Investors realised that if they could purchase multiple properties, they could multiply the returns they were seeing, whilst using tenants to pay the mortgage for them ... MORE

Buying The Right One
One of the most time consuming elements of investing in property is finding the right house to put your money into; and then trying to negotiate a good price on it. It’s essential that you get this stage right to save yourself from wasting lots of time and money ... MORE

Mortgages
One of the important terms to understand when it comes to investing in property is that of ‘leverage’, also referred to as ‘gearing’. The principle of leverage relies on the fact that a percentage increase on a larger amount produces a larger profit. To leverage your money, therefore, you borrow as much as you can, with as little of your own money as you can, to buy property ... MORE

Tenants
As a buy-to-let investor, you will be heavily reliant on your tenants, as they will be paying your mortgage for you. It is important that you respect this, and treat your tenants accordingly ... MORE

How Much Money Do I Need
One of the biggest mistakes new investors make is not carefully weighing up what they can afford. You need to carefully consider how much equity you have (or cash if you’re lucky!), and how much releasing that equity will cost you on a monthly basis. You should also consider the time and motivation required to purchase your property ... MORE

Risk
It is very difficult to gauge how risky investing in property is. Many people have heard horror stories of ‘Negative Equity’ and this puts them off investing at all. It is important that you consider the facts, spending time to develop your own opinion, and don’t make assumptions based on what you’ve heard other people say in conversation about the housing market ... MORE